CHECKING ACCOUNTS

 PRIME ACCOUNT

• Interest paid on tiered balances.

• Unlimited check writing privileges.

 

P. PLUS PRIME ACCOUNT

• Customers age 50 and over.

• P. Plus checking is the same as the Prime Checking Account.

• Free social events.

• Free gifts.

 

FREE CHECKING

• No minimum balance required.

• Unlimited check writing.

• No monthly maintenance fee.

 

 MEMBER ACCOUNT

• Club account offering a variety of banking products and services for a low monthly fee.

• At CCSB, we treat our customers very well – with a Member Account you can even get discounts on tickets to Adventureland and discounts on “in-state” trips.

 

NON PROFIT ORGANIZATIONS

• Non Profit Checking is the same as the Small Business Checking Account.

• One free account per tax identification number.

• Additional accounts are free with check truncation.

• Annual reviews will be conducted to insure proper classification.

 

 

SHAZAM CHEKCARD

 

SHAZAM CHEKCARD

• Access your checking and savings accounts at ATM machines using the ShazamChek card.

• Can be used at any Visa merchant and accesses your checking account. 

• The purchase is directly deducted from your checking account and will be itemized on your checking account 

statement. 

 

SHAZAM CHEK PHOTOCARD

• We now offer the ShazamChek Photocard!

• Your photo and signature is placed on the front of the card; therefore, fraud is almost completely

eliminated! 

• Can be used at any ATM or Visa Merchant just like the regular Shazam Chekcard.

 

 

BUSINESS CHECKING

 

SMALL BUSINESS CHECKING

•   UNLIMITED number of deposits.

•   30 FREE debits (checks or automatic debits) per Statement Cycle.

•   Monthly fee reduced when checks are safekept at CCSB.

 

SOLE PROPRIETORSHIP

• Same as Small Business Checking.   

• Interest earned on qualified balances.

 

ACCOUNT ANALYSIS for Commercial Accounts (activity level higher than small business)

• Credit earned based on the average balance in the account.

• Charges determined by activity in the account.

 

 

 

 

SAVINGS ACCOUNTS

 

MARKET ACCOUNT

• Savings made easy – imagine that!

• Interest paid on tiered levels with a low minimum opening deposit of only $50.

 

BANKING BUDDIES SAVINGS ACCOUNT

•This account is recommended for those savers under the age of 14.

• A unique savings program designed to teach basic savings skills.

• Banking Buddies provides incentives and rewards while having fun!

• Open your account today with only $10!

• Children newborn to 14 years of age can become members today and have fun while doing their banking.

• Make deposits to earn a free Banking Buddies t-shirt.

 

CHRISTMAS CLUB ACCOUNT

• Make deposits anytime you wish and in any amount.

• Free automatic transfer from a CCSB checking or savings account to your Christmas Club account.

 

 

CERTIFICATES OF DEPOSIT

 

A Certificate of Deposit allows you to invest your money for the length of time you

desire.  Put your money to work for you by choosing a Certificate of Deposit with a

maturity date that best fits your financial needs.  A competitive rate of interest is earned

on each of these deposit options based on the term of the certificate.  In the event of early

withdrawal, federal regulations require a penalty.

 

Terms available from 6 to 60 months.  Contact one of our Personal Bankers for current rates.