Business/Commercial Loans

At Clarke County State Bank our loan officers provide a variety of loans to help meet the financial needs of our business customers.

We have an experienced loan staff that provides outstanding service.

Contact Dave* today!

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 Commercial real estate

  • Investment Real Estate

    Have you always dreamed of owning an investment property to supplement your income?  Let CCSB help you turn your dream into reality.  With our competitive rates and terms, we can find what best fits your needs.

  • Owner Occupied

    Interested in a commercial location for your new business or relocating your existing business?  Come talk to one of our experienced loan officers today. We offer competitive rates and terms!

  • Multi-Family Housing

    Whether it’s an apartment complex, duplex or townhome, our expirenced loan officers can structure the best deal to fit your investment needs.

  • Construction

    Whether it is renovation, a planned expansion of your existing building, or starting new; let us help get your facilities working for you!

 Commercial Business

  • Inventory/ Borrowing Base

    A crucial part of being a business owner is the ability to offer your customers the products they need, when they need them.  Let CCSB help you with an inventory/ borrowing base line of credit, which will allow you to maintain your inventory and your business.  Come in and talk to one of our experienced loan officers to see what best fits your business needs.

  • Equipment/Vehicles

    From Sissor lifts to semi trucks…from lasers to loaders, we can help you get the equipment to keep your business running smoothly.

Government Guaranteed Loans

  • Small Business Administration (SBA)

    CCSB works along side the Small Business Administration (SBA) with a variety of programs to fit the needs of our community’s small businesses.  If you are looking at starting your own small business or currently have one, CCSB is here to help your business grow successfully.

  • USDA-Rural Development

    CCSB works with the United states Department of Agriculture Rural Development office to offer loans for individuals and businesses in rural southern Iowa.


  • Letters of Credit

    Letters of credit are often used by commercial customers to support performance of a contract.  Sometimes a letter of credit can be used in lieu of a performance bond.  Let CCSB help you determine if a letter of credit best fits your current business needs.

We understand how valuable your time is when you run your own business. You can get a head start on the loan process by filling out the Business Financial Statement. Please bring the completed form with you to the bank along with 3 years of tax returns for your business. We can help fill in areas where you have questions. We encourage you to call ahead for an appointment.


Convenient Payment Options

  • Automatic payment from CCSB checking or savings
  • In person
  • By mail
  • Internet Banking transfer
  • Mobile Banking transfer