Mobile Banking Security Tips


mblogo1CCSB Mobile Banking offers you the convenience of banking 24/7 from your mobile device.  Our mobile solutions provide the highest level of security by using multi-factor authentication which involves a user name, specific pass phrase, security questions and password to access your accounts.  However, it is important for you to also protect your mobile devices.

We offer the following tips:

Antivirus Protection:  Protect your mobile device as you would protect your PC.  Mobile antivirus and malware tools are essential apps for your mobile devices.  The protection that you choose may provide other services such as device locator, remote erase and device backup.

Secure Your Mobile Device:  Utilize your device’s screen lock feature.  Smartphones and tablets offer different methods of locking your screen and may include Pattern, PIN, Password or Biometrics.  Set your device to automatically lock after three minutes of non-use.  This is usually accessed within the security settings of your device.

Mobile Device Locator:  In the event that your device is lost or stolen, having a locator app installed may help you locate your device.

Remote Wipe or Erase:  If you are unable to recover your lost or stolen device, a remote app wipe can help to ensure that all of your sensitive information is wiped from the device, making the device’s data useless to the individual who finds or stole your device.

Backup Your Device:  Your mobile device contains personal information and sensitive information.  Make sure you back up your information in case it is lost or stolen.

Update Your Operating System:  Make sure you have your mobile device set up to automatically update its operating system and applications.  Contact your provider if you need assistance automating this process.

Disable Unwanted Services When Not in Use:  Bluetooth® and near-field communication (NFC) can provide an easy way for a nearby unauthorized user to gain access to your data.  Turn these features off when they’re not required.

Don’t Use Public Wi-Fi:  Don’t log into your accounts or conduct any sensitive transactions, such as shopping or banking, while using public Wi-Fi.  Disable the “automatically connect to Wi-Fi” setting on your device.

Enable Encryption:  Enabling encryption on your smartphone or tablet is one of the best ways to safeguard information stored on the device, thwarting unauthorized access.

Carefully Dispose of Mobile Devices:  Make sure you wipe the information from your smartphone or tablet before disposal.  Check your service provider’s website for instructions on how to do this.